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THE ORANGE COUNTY REGISTER

  • Story appeared in the ACCENT section
  • on page E01
  • HIGH DOSES OF DISTRESS HEALTH: CANCER PATIENT'S ONLY HOPE MAY BE AN UNPROVEN TREATMENT. SHOULD INSURER HAVE HAD TO PAY FOR IT?

    Wednesday, June 19, 1996

    MICHELLE NICOLOSI
    THE ORANGE COUNTY REGISTER

    A year and three days ago, Margie Dickinson got news she never expected to hear. She exercises. She eats right. "You know the 20 things you're supposed to do not to get cancer? I did them all," she said.

    But on June 16, 1995 -- the date comes readily, memorized like her daughter's birthday or a wedding anniversary -- Dickinson learned she had an insidious cancer that would probably kill her, and kill her soon. It is called nonovarian ovarian cancer because it had characteristics of ovarian cancer, though there was no tumor in the ovary, doctors said.

    "If they had not diagnosed me, I probably would have been dead in a few weeks," she said.

    Dickinson, 49, of Tustin did not know then that she was in for more than one fight for her life: one against her deadly cancer, the other against Blue Cross of California, which refused to pay for the treatments her doctor prescribed.

    Blue Cross officials refused to comment on Dickinson's case, or on the company's policies governing denial of care.

    In October, Dr. Louis A. VanderMolen recommended high-dose chemotherapy, a chemical cocktail so potent it would destroy her bone marrow and require that her stem cells be replaced. The treatment costs around $100,000.

    Though studies haven't proved whether high-dose chemo could work on Dickinson's cancer, they indicate it might help her live longer, VanderMolen said.

    Without it, he said, she would certainly die.

    Dr. Robert O. Dillman, head of Hoag Memorial Hospital Presbyterian's Cancer Center, agreed. "Her best chance for long-term control of the disease and cure, if that is possible, would be . . . high-dose chemotherapy."

    Dr. Kim Margolin at the City of Hope cancer department concurred. All three doctors wrote letters asking Blue Cross to approve the treatment.

    In November, Blue Cross turned down the request, calling it "investigational," Dickinson's correspondence shows.

    "Blue Cross said we'd rather let you die," Dickinson said.

    Dickinson _ a patent attorney accustomed to fighting in the courts _ didn't take no for an answer. She got the treatment after a federal judge granted a preliminary injunction preventing Blue Cross from denying coverage.

    She had two rounds of high-dose chemo this past spring; she does not know yet if the treatments were successful.

    Doctors say Dickinson's case sheds light on a dilemma facing many patients with diseases where there is little science to show which treatments work best.

    "Just about any treatment for this cancer is going to be investigational," VanderMolen said.

    "Standard treatment in ovarian cancer is awful," said Dr. Linnea Chap, clinical instructor and director of the ovarian research program at the University of California, Los Angeles. "It really doesn't have much benefit."

    Most ovarian-cancer patients who relapse after successful chemotherapy die within two to four years.

    Doctors hope high-dose chemotherapy with bone-marrow transplant -- a proven treatment with some other cancers -- will help ovarian-cancer and breast-cancer patients live longer.

    No studies randomly assigning breast- and ovarian-cancer patients to standard chemotherapy or high-dose chemotherapy have been completed, so it is unknown whether one treatment works better, experts said.

    Small studies comparing results of cancer patients who receive high-dose therapy to past patient experience with standard chemo show improved response in those who get high-dose, but those results may be skewed by the way patients are selected or other variables, researchers said.

    "There seems to be a benefit, but there are many criticisms. . . . I think the criticism (of the studies) is very valid," said Dr. Wendy Hu, who is researching high-dose chemotherapy in ovarian-cancer patients at Stanford University Medical Center in a National Cancer Institute-backed study of high-dose chemotherapy and ovarian cancer.

    "Have we cured any (breast- cancer) patients (with high-dose chemotherapy)?" asked Dr. Winston Ho, director of UCI Medical Center's bone marrow transplant program. "The answer is not known. We think the benefit is there, but there's still a big question mark.

    "For ovarian, we are in the same circumstances. . . . What is the role of high-dose chemotherapy? We don't know."

    Many HMOs and insurance companies don't cover "investigational" treatments, leaving patients with little-studied diseases no options beyond standard treatments that have failed, said Dillman at Hoag.

    Cigna, PacifiCare and Blue Shield officials said they cover investigational therapies when they're deemed medically necessary, when nothing else is available or when there is evidence the treatment might work better than standard therapies.

    Blue Shield will pay for patients to participate in clinical trials studying investigational treatments, said Dr. Al Martin, corporate medical director for Blue Shield of California.

    Dickinson's correspondence from Blue Cross states "investigational forms of treatment are excluded from benefits." Officials would not elaborate.

    Dillman said no one knows the benefits of high-dose chemotherapy in ovarian-cancer patients. "If you know that what you normally will do isn't going to work or has failed, does that mean you simply do nothing, or do you try new things? Sometimes investigational treatment is clearly the only option."

    For these patients, he said, "I don't think there's any question the insurance company should pay" for investigational treatments.

    Ho at UCI believes it is unfair that HMOs are, in essence, funding research when they're forced to pay for investigational treatments.

    But, he said, he is glad political pressure and large court judgments have pressured many into paying for high-dose chemotherapy in breast-cancer patients, because otherwise doctors would not be able to explore whether the treatment saves lives.

    "I don't think they (insurers and HMOs) should be punished," said Ho. "But if they don't pay for the treatments, how are we going to get research done? Who pays for it? The government is no longer paying for it. The hospital can't pay for it. I can't pay for it. The patient can't pay for it."

    And if no one pays, science may stop in its tracks, Ho and Dillman said: Researchers will never learn new ways to treat diseases for which there is no known cure.

    "How are you going to obtain proof if you never allow a patient to be treated?" Dillman said. "If you say we don't pay for investigational, you never change the therapy, you never go forward."

    "It's a major problem," said Dr. Mary Territo, director of the bone-marrow transplant unit at UCLA's Center for Health Sciences.

    "There has to be some mechanism to allow for advancement. There's no system in place at this point to allow for that."

    Fifteen years ago, doctors faced with patients for whom there was no known treatment "would have treated a patient with whatever was likely to work," Dillman said.

    "We'd be continually trying new things. Fifteen years ago, no one batted an eye that that was supposed to be paid for," said Dillman.

    The "reimbursement obstacle" is harming patient care, because it means these patients are often offered standard treatments that don't work, and aren't offered investigational treatments that might, he said.

    Because of this "obstacle," many patients _ such as Dickinson _ are forced to hire lawyers and sue to get the care they want.

    "That litigation can have an impact," said Dr. Gifford Boyce-Smith, medical director of Cigna Health Care of Northern California.

    Boyce-Smith said lawsuits and other pressures have made some therapies _ such as high-dose chemotherapy for breast-cancer patients _ more available.

    A recent report by the federal General Accounting Office found that 12 of 12 insurers surveyed routinely cover high-dose chemotherapy for breast-cancer patients.

    The insurers said their decision to pay for the therapy was based not on science, but on fear of litigation and bad publicity.

    Martin of Blue Shield said a panel at his company recently reviewed scientific evidence of the known benefits of high-dose chemotherapy for breast cancer, and found no clear benefit. But Blue Shield covers the procedure partly because of the threat of litigation, he said.

    "We are paying for high-dose chemotherapy for breast cancer because there is so much confusion, so much controversy and court activity that we felt we had to."

    Dickinson said she knows high-dose chemo has not been proved any better than standard chemo, but considers the high-dose therapy her only hope.

    "We know for a fact that if we don't attempt something she's going to die," VanderMolen said.

    "Can we be sure if she gets the treatment she will live? No," said Dickinson's attorney Scott Mohney. "But the alternative is to leave (patients) without hope."

    But Martin said many patients fail to see another side of the issue: The high-tech hope offered them may not not be superior to standard therapies, and might be worse.

    "Suppose I put the question another way: Is it possible a person would die sooner with more pain and suffering from high-dose chemotherapy? We don't know. It may be that there's more of a chance of death or disability or pain or suffering from high-dose chemotherapy."

    Patients' blind faith in cutting-edge technology is misplaced, Martin said, and sometimes nurtured by doctors enthusiastic about their science and the chance that it might offer a cure.

    "I think the patient perception is influenced by the physicians. . . . Very often people who are in the forefront of investigating a new treatment become proponents of it and want to see it paid for."

    Deciding who gets treatments "is a dilemma," Boyce-Smith said. "We're in a tough situation. Who gets to define hope?"

    A LOOK AT THE OVARIAN CANCER THE DISEASE

    One of every 70 women will develop ovarian cancer.

    Women diagnosed in the early stages have a significantly better chance of surviving after treatment than women whose disease is more advanced. The vast majority of ovarian cancers _ about 75 percent _ are detected in the later stages of disease.

    The disease causes few if any symptoms. Among the few symptoms that can appear in the early stages: abdominal swelling, vague gastrointestinal discomfort, pelvic pressure and pelvic pain.

    No one knows what causes ovarian cancer, but some women stand a greater chance of getting the disease than other women, especially as they get older. Women with a family history of ovarian cancer or who have had breast, endometrial, colon or breast cancer are more likely to develop ovarian cancer, as are women who have never given birth. In rare cases, a genetic disorder may cause the disease.

    There are mixed findings on whether fertility drugs increase the risk of ovarian cancer.

    Taking birth control pills reduces the risk significantly.

    SCREENING

    Three tests are commonly used to screen for ovarian cancer: pelvic/rectal examination, vaginal ultrasound and a specialized blood test called CA 125 that picks up evidence of tumors.

    The tests, however, will not always detect early-stage disease, and may even give the same readings if given to healthy women.

    TREATMENT

    All women with ovarian cancer should undergo surgery _ performed by a qualified gynecologic oncologist _ to evaluate and stage their tumors. The surgery usually involves removing one or both ovaries, the uterus, the cervix and the fallopian tubes.

    As much tumor as possible should be cut out to give chemotherapy a better chance of killing off any remaining cancer. Six cycles of chemotherapy are the standard for women with advanced-stage cancer.

    Some doctors do follow-up surgeries to check for new disease, but the practice is controversial. Another controversial treatment is high-dose chemotherapy, which is so potent it destroys the patient's bone marrow, making bone-marrow transplant necessary.

    RELAPSE

    A small percentage of patients may benefit from another cancer-removing surgery. Chemotherapy is also given again, but has not been shown to improve survival. Source: The National Institutes of Health Consensus Statement on Ovarian Cancer; Dr. Winston Ho, director of UCI Medical Center's bone-marrow transplant program.